Verzekering, DigiD en geldzaken veranderen snel

What you need to know

In the Netherlands, turning 18 changes insurance, money, permissions and legal responsibilities. The Rijksoverheid checklist is useful for parents and young adults to review calmly during the summer.



  • When and where: for young people about to turn 18 or recently turned 18, across the Netherlands.
  • Cost and conditions: the official checklist is free; real steps may involve health insurance, zorgtoeslag, banking, study and tax matters.
  • Good for: families with recent graduates, MBO, HBO or university starters, or children taking over DigiD and insurance tasks.
  • Before starting: check whether the young person can log in with DigiD, needs their own insurance and has permissions or accounts to adjust.


Hokimi field note: Do not wait until the birthday itself; insurance and benefit steps are easier a few weeks early.

Check before you go

Dates, availability and external conditions can change. Confirm the latest information with the official source.

Why it may be useful

Verzekering, DigiD en geldzaken veranderen snel

For users who want less searching and clearer information in English, Dutch or Chinese. Recommended.

Turning 18 in the Netherlands? Review the official checklist
This supporting visual comes from real media on this public item.

Plan the next step

You will be redirected to the merchant or source site.

  • Published date2026-07-12
  • Confirm with the official sourcerijksoverheid.nl

Check final price and availability on the merchant site.

View details · rijksoverheid.nl

Some links are affiliate links. The price is unchanged for you; Hokimi may earn a commission if you buy after clicking through.

You Might Also Like

View all →
The Netherlands turns the clocks back early on 25 October: the gap to China and Hong Kong grows from 6 to 7 hours, and for one week the US East Coast is only 5 hours behindTIP

The Netherlands turns the clocks back early on 25 October: the gap to China and Hong Kong grows from 6 to 7 hours, and for one week the US East Coast is only 5 hours behind

Redo the maths before you call

NS Railrunner for train trips with kids: EUR 2.50 a day for ages 4 to 11 and free under 4; travelling 3 days or more this autumn break, set up the free Kids Vrij firstEUR 2,50/DAY

NS Railrunner for train trips with kids: EUR 2.50 a day for ages 4 to 11 and free under 4; travelling 3 days or more this autumn break, set up the free Kids Vrij first

Ages 12-17 get a free 40% discount

Amsterdam's public library OBA: free cards under 27, EUR 40 a year for an adult Basis card with 20 loans, and EUR 62.50 unlimited if you borrow moreFREE UNDER 27

Amsterdam's public library OBA: free cards under 27, EUR 40 a year for an adult Basis card with 20 loans, and EUR 62.50 unlimited if you borrow more

No card needed to study or chat

Toverland's Halloween Days pumpkin farm this autumn break: pick 11 or 20 October and book 7 days ahead, and two adults and two kids pay EUR 133, EUR 45 less than on the 24thHERFSTVAKANTIE

Toverland's Halloween Days pumpkin farm this autumn break: pick 11 or 20 October and book 7 days ahead, and two adults and two kids pay EUR 133, EUR 45 less than on the 24th

The 18:00-closing days suit kids

Walibi's Halloween Fright Nights opens 3 October: Sundays at EUR 39.50, Saturday 17 October at EUR 44.50, so four friends save EUR 20 by picking the dayHALLOWEEN

Walibi's Halloween Fright Nights opens 3 October: Sundays at EUR 39.50, Saturday 17 October at EUR 44.50, so four friends save EUR 20 by picking the day

Pick the day, then the package

Van Dale NT2 pocket dictionary at EUR 23.99: the only one allowed in the state exam Writing and Reading papers, and 2,000 basic words at 20 a day take 100 daysTIP

Van Dale NT2 pocket dictionary at EUR 23.99: the only one allowed in the state exam Writing and Reading papers, and 2,000 basic words at 20 a day take 100 days

The only dictionary the exam allows

€23.99
Love this deal?

No comments yet — be the first!